부산지역 핀테크 산업생태계 조성방안 연구
- 저자
- 이종필 외
- 정보분류
- 현안연구
- 발행년월
- 2016년 06월
- 발행부서
- 도시미래연구본부
- 목차
- 표목차
- 그림목차
제1장 연구의 개요 ···································································· 1
1. 연구의 배경 ············································································ 1
1) 핀테크의 등장과 금융패러다임의 변화 ························· 1
2) 정부 차원의 핀테크 활성화 추진 ··································· 2
3) 부산 금융중심지의 도약과 경쟁력 확보 ······················· 3
2. 연구의 목적과 범위 ······························································· 4
1) 연구의 목적 ······································································· 4
2) 연구의 범위 ······································································· 4
제2장 핀테크 산업의 개요와 생태계 ·····································5
1. 핀테크 산업의 개요 ······························································· 5
1) 핀테크의 개념 ··································································· 5
2) 핀테크 산업의 개념 ························································· 6
3) 핀테크 산업의 분류 ························································· 7
2. 핀테크 산업생태계 ································································· 8
1) 산업생태계의 개요 ··························································· 8
2) 핀테크 산업생태계의 개요 ············································ 8
3) 핀테크 산업생태계의 참여자 ········································ 9
4) 핀테크 산업생태계의 설계 ············································ 11
제3장 핀테크 산업의 동향과 지원정책 ································17
1. 해외의 핀테크 동향 ····························································· 17
1) 해외 산업동향 ································································· 17
2) 지원정책 동향 ································································· 21
2. 국내 핀테크 동향 ································································· 25
1) 전자금융업 현황 ····························································· 25
2) 국내 핀테크 기업 현황 ················································ 27
3) 금융기관들의 핀테크 동향 ·········································· 28
3. 정부의 핀테크 지원정책 ······················································ 31
1) 금융위원회 ······································································ 31
2) 미래창조과학부 ······························································· 36
4. 시사점 ···················································································· 38
1) 핀테크는 신성장 동력 산업 ·········································· 38
2) 핀테크 산업 성장에 정부의 육성정책이 큰 영향 ······ 38
3) 부산 금융중심지의 성장동력 확보를 위해 핀테크 육성
························································································· 39
제4장 부산지역 핀테크 산업생태계의 여건분석 ················41
1. 정부의 핀테크 산업생태계 ················································ 41
1) 정부 ·················································································· 41
2) 핀테크 지원 및 협력기관 ············································ 42
3) 금융기업 ········································································ 46
4) 핀테크 기업 ···································································· 50
2. 부산지역의 핀테크 산업생태계 ········································ 52
1) 부산광역시 ······································································ 52
2) 부산 핀테크 지원 및 협력기관 ···································· 52
3) 부산 금융기관과 핀테크 기업 ······································ 56
3. 부산지역 핀테크 여건과 방향 ············································ 59
1) 여건분석 ········································································ 59
2) 생태계 조성방향 ····························································· 60
3) 부산지역 핀테크 생태계의 과제 ··································· 61
제5장 부산지역 핀테크 산업생태계 조성방안 ····················63
1. 부산광역시 부문 ··································································· 63
1) 핀테크 지원을 위한 법적 제도 정비 ··························· 63
2) 핀테크 기업 지원 정책 수립 ········································ 66
2. 핀테크 지원기관 및 협력기관 부문 ································· 71
1) 글로벌핀테크산업진흥센터의 역량 강화 ····················· 71
2) 부산 엑셀러레이터(Accelerator)의 설립과 유치 ······ 75
3) 빅데이터 처리플랫폼 연구센터와 협력프로젝트 추진 77
3. 지역 금융기관 및 핀테크 부문 ·········································· 79
1) 부산지역 핀테크 기업의 발굴 ······································ 79
2) 지역금융기관과 연계한 핀테크 스타트업 육성 ·········· 80
3) 부산지역 크라우드 펀딩플랫폼의 설립 지원 ·············· 80
4) 역외 우수 핀테크 기업과 유관기관 유치 ··················· 81
5) SW융합클러스터 사업을 활용한 핀테크 창업 확산 ·· 82
제6장 요약 및 정책제언 ························································85
1. 요약 ························································································ 85
2. 정책제언 ················································································ 87
참고문헌 ····················································································88
부록 ····························································································91
1. 핀테크 업무의 범위 ····························································· 91
2. 국내 온라인 거래 현황 ····················································· 93
3. 부산 핀테크 산업 현황 ······················································· 94
4. 서울시의 디지털기본계획 2020 ········································· 99