제1장 서 론 ··············································································· 1
1. 연구 배경 및 목적 ······························································· 1
2. 연구 범위 및 방법 ······························································· 2
1) 연구 범위 ········································································ 2
2) 연구 방법 ········································································ 3
3. 선행연구 검토 ······································································· 3
1) 선행연구 현황 ································································ 3
2) 선행연구와의 차별성 ···················································· 4
제2장 저소득가구 및 주거복지에 관한 이론적 고찰 ········ 5
1. 저소득가구에 대한 개념 ····················································· 5
1) 주거취약계층, 차상위계층의 개념 ······························ 5
2) 저소득가구란 ·································································· 6
2. 주거복지에 대한 고찰 ························································· 6
1) 주거복지의 개념 ···························································· 6
2) 주거복지정책의 개념 ···················································· 8
제3장 국내 주거복지정책 및 지원 현황 ····························· 9
1. 주거복지정책 동향 분석 ····················································· 9
2. 근년의 주거지원사업 추진현황 ······································· 11
1) 주택공급 측면 ······························································ 11
2) 금융지원 측면 ······························································ 15
3) 특수, 취약계층 지원 측면 ········································· 16
3. 주요 도시 주거지원사업 추진현황 ·································· 17
제4장 부산시 저소득가구 특성 분석 ·································· 19
1. 설문분석 개요 ···································································· 19
2. 주거실태 및 특성 분석 ····················································· 21
1) 주택 및 주거환경 ························································ 21
2) 가구특성 및 경제활동 ················································ 35
3) 기초생활수급 현황 ······················································ 40
4) 주거비용과 주거비 부담 ············································ 45
5) 주택 개보수 현황 ························································ 48
6) 주거비 보조 정책에 대한 인식 ································· 49
3. 분석 종합 ············································································ 55
1) 주택 및 주거환경 ························································ 55
2) 가구특성 및 경제활동 ················································ 58
3) 기초생활수급 현황 ······················································ 59
4) 주거비용과 주거비 부담 ············································ 61
5) 주택 개보수 현황 ························································ 61
6) 주거비 보조 정책에 대한 인식 ································· 62
제5장 저소득가구 주거복지 향상 방안 ····························· 64
1. 주택공급 측면 ···································································· 65
1) 장기공공임대주택 공급 확대 ····································· 65
2) 가구 맞춤형 주택공급 ·············································· 67
2. 주거비 지원 측면 ······························································· 69
1) 저소득 자가가구 지원 확대 ······································· 69
2) 특성가구 맞춤형 주거지원 ········································· 70
3) 주거급여 세분화 및 다양화 ······································· 71
3. 주택개량 측면 ···································································· 72
1) 주택안전 및 노후도 관리 체계화 ····························· 72
2) 주택개보수 지원 확대 ················································ 73
4. 법제도적 측면 ···································································· 74
1) 가구특성별 관리시스템 구축 ····································· 74
2) 주거복지지원 관련 조례 제정 ··································· 76
3) 주거복지 전달체계 개선 ············································ 78
4) 주거복지 재원 확충 ···················································· 80
제6장 결론 및 향후 과제 ····················································· 81
1. 결론 ······················································································ 81
2. 연구 한계 및 향후 과제 ··················································· 83
Abstract ···················································································· 84
참고문헌 ·················································································· 86
부록 : 부산시 저소득가구 주거실태조사 분석결과표
1. 주택 및 주거환경 ······························································· 88
2. 가구특성 및 경제활동 ····················································· 106
3. 기초생활수급 현황 ·························································· 113
4. 주거비용과 주거비 부담 ················································· 119
5. 주택 개보수 현황 ···························································· 123
6. 주거비 보조 정책에 대한 인식 ····································· 127
<표 Ⅰ-1> 주요 선행연구 ························································· 4
<표 Ⅲ-1> ’09년~’12년 보금자리주택 사업 실적 ·············· 12
<표 Ⅲ-2> 행복주택 추진현황 ··············································· 12
<표 Ⅲ-3> 국내 주요 도시 주거지원사업 현황 ················ 18
<표 Ⅳ-1> 주거실태 분석 개요 ··········································· 19
<표 Ⅳ-2> 주택유형 구분 ····················································· 20
<표 Ⅳ-3> 소득구간 정의 ····················································· 20
<표 Ⅴ-1> 대도시 영구임대주택 대기자 실태 ·················· 66
<표 Ⅴ-2> 일본 공공임대주택의 공동거주 사례 ················ 68
<표 Ⅴ-3> 주거복지지원조례 주요내용 ································ 77
<그림 Ⅳ-1> 주택유형 ····························································· 22
<그림 Ⅳ-2> 점유형태 ····························································· 23
<그림 Ⅳ-3> 거주기간 ····························································· 25
<그림 Ⅳ-4> 건축경과년수 ····················································· 25
<그림 Ⅳ-5> 자가가구의 현 주택 마련방법 ························ 27
<그림 Ⅳ-6> 가구 및 1인당 사용방수 ································· 28
<그림 Ⅳ-7> 가구 및 1인당 주택사용면적 ························· 29
<그림 Ⅳ-8> 최저주거기준 미달가구 ··································· 31
<그림 Ⅳ-9> 주택상태 ····························································· 32
<그림 Ⅳ-10> 주택 만족도 ····················································· 33
<그림 Ⅳ-11> 주거환경 만족도 ············································· 34
<그림 Ⅳ-12> 가구주 연령 ····················································· 35
<그림 Ⅳ-13> 가구원수 ·························································· 36
<그림 Ⅳ-14> 만성질환자 유무 ············································· 37
<그림 Ⅳ-15> 가계수지 ·························································· 38
<그림 Ⅳ-16> 점유형태별 경제활동가구 ····························· 40
<그림 Ⅳ-17> 소득구간별 경상소득 및 공적이전소득 ······ 41
<그림 Ⅳ-18> 기초생활수급가구 비선정 이유 ···················· 42
<그림 Ⅳ-19> 기초생활보장급여 수급 여부에 따른 수급 탈락경험 유무 43
<그림 Ⅳ-20> 부양의무자 여부 ············································· 44
<그림 Ⅳ-21> 가구주 연령별 부양의무자 여부 ·················· 45
<그림 Ⅳ-22> PIR 및 RIR ····················································· 47
<그림 Ⅳ-23> 주거비 보조액 활용 계획 ····························· 49
<그림 Ⅳ-24> 주거비 보조금액별 이사의향 ························ 51
<그림 Ⅳ-25> 주거비 보조제도 시행 예상 효과 ················ 53
<그림 Ⅳ-26> 가장 도움이 많이 되는 주택정책 ················ 54
<그림 Ⅴ-1> 주거지원 전달체계 ··········································· 79